Mexico Auto Insurance (necessary if driving into any part of Mexico)

U.S. automobile insurance is not valid in Mexico. Even though some U.S. companies extend their coverage a certain number of miles from the border, if you have an accident, only a Mexican automobile liability policy will be accepted by the Mexican authorities as evidence of financial responsibility.

It is important to understand that under Mexican law, an automobile accident is a criminal offense and authorities there operate on the Napoleonic Code, which presumes guilt until innocence is proven. As a result, all parties involved in a motor vehicle accident in Mexico are detained for assessing responsibility.

Therefore, a Mexican insurance policy is recognized by the authorities as a guarantee of proper payment for damages according to the terms of the policy. When presented, it can significantly reduce red tape and help to bring about an early release. Note: A Mexican insurance policy may not prevent a motorist from actually being detained if he or she is involved in an accident that results in injury or death.

All accidents or claims must be reported before leaving Mexico.

Purchase and print your Mexico Auto Insurance online!