Choosing The Right Health Coverage
People are pretty comfortable buying auto or home
insurance, often comparison shopping or relying on
an agent or friend for advice. But health insurance?
What good health coverage means to one person could
mean something completely different to another. The
decision can be over-simplified by basing plan choice
on price alone or over-complicated by trying to predict
sometimes unpredictable health care needs. One step toward making a good health coverage decision
is knowing what to look for.
Here are four keys to
finding the right health plan:
It’s important to consider the reputation
and longevity of the health insurance you rely on
to protect you.
When you need your coverage most, aren’t
forms, paperwork and red tape the last things you
want to deal with? Some insurers are better than
others. Know the difference.
Understand your plan and price options.
A good insurance agent will help you find a plan
that fits your health care needs and most any budget.
Enrollment should be a snap, whether
you want to enroll online or work with an expert
who can help get things done.
And don’t forget: The breadth of an insurer’s network
of doctors, hospitals and other health professionals
varies from company to company. Plus, some carriers
now offer value-added services such as health and
wellness programs that include 24-hour nurse lines,
online health resources, and personalized health
assessments that can help identify possible health
So keep the four keys in mind to choose what’s right
for you and your family. And ask for help from an
AAA CAN HELP
AAA members are eligible for a five percent discount
on individual health plans from Blue Cross Blue
Shield of Arizona. BCBSAZ boasts the reliability
of a company serving Arizona for more than 68 years,
a track record of satisfied members, an array of
plans for all kinds of customers and instant information
through the Web and toll-free service lines. Learn more and apply for a quote online.
*Discounts may vary and may not apply to all plans.
Applicants must meet all eligibility requirements
for BCBSAZ individual coverage including qualifying
for coverage under BCBSAZ medical underwriting guidelines.
Pre-existing condition waiting periods and waivers
may also apply.