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Services
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Health Insurance
Short Term Medical InsuranceNo one plans to have an unexpected illness or accident happen to them. But let's face it - the unexpected does happen. That's why going without health insurance, even for a short time, puts an individual and their family at serious financial risk. Short Term Medical Insurance is a temporary health plan designed for people who are between permanent health plans. Coverage can be purchased for as few as 30 days or as many as 185 days (varies by state). Whether you are between jobs, waiting for employer group coverage, a laid-off, striking or terminating employee, a recent college graduate, or a dependant falling off your parent's plan; Short Term Medical Insurance can provide coverage as early as the next day, $2 million policy maximum, the freedom to choose your own doctors and hospitals - NOT an HMO or PPO type plan, prescription drug coverage, and it offers single or monthly payment optionsStudent Select InsuranceWith all the things you have to pay for in college, paying for health insurance is probably last on an individual's list. But what's last on the list could be the first thing to put you at serious financial risk. Student Select was created just for college students. especially ideal for those who are no longer covered as a dependant under your parent's plan, attending school outside an HMO or PPO region, required to have coverage but choose not to participate in a college-sponsored plan, finding traditional individual medical or other current coverage to be too expensive, or a graduate or international student. Student Select is permanent, renewable individual health insurance. It is designed specifically for college students of all ages (up to age 63). Plan highlights include coverage as early as the next day, up to $1 million protection, $100,000 per illness or injury, no health questions - one simple school eligibility question to answer, freedom to choose your own doctors and hospitals - NOT an HMO or PPO type plan, guaranteed renewal - as long as the plan is needed and premiums are paid (even when the student graduates, leaves school or transfers to another state), and annual or semi-annual payment options.Travel Medical InsuranceThere are three products available to meet your needs, providing up to US$2,000,000 of medical coverage. Coverage can be obtained from a minimum of 15 days up to a maximum 2 years in most cases. The products address the travel medical insurance needs of US citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. Coverage includes medical evacuation, repatriation, and your choice of deductibles and policy limits.Health InsuranceWe offer a complete line of Health Insurance products to suit just about anyone's particular needs. Our companies offer short-term medical insurance, perfect for the person who may be between jobs or simply needs to fill the gap. We also work with several companies who can provide major medical insurance with benefits ranging from prescription drug plans to maternity coverage.Long Term Care InsuranceNearly half of all Americans will have to deal with long term nursing care. Will the cost of a nursing home or other long-term care deplete your retirement savings? Coverage can be designed to fit a specific need, whether your care will be administered in your home, a nursing facility, or community setting. Find out how to preserve your lifestyle and your valuable assets!Disability InsuranceStatistics show that 6 out of 10 people between the ages of 20 and 60 will have a period of disability before the age of 65! In addition, while only about 4% of all mortgage foreclosures result from premature death, nearly half are caused by a disability. Your ability to work may be your most valuable asset. Disability income insurance allows yourself and your family to carry on during an extended illness or injury. Learn more about how to protect your financial security with a disability income plan designed to fit your individual needs.Contact UsE-mail: insurance@aaawp.com AAA Insurance Services are offered in Pennsylvania and West Virginia through West Penn AAA Insurance Agency Inc. and in Ohio through Ohio Motorists Insurance Agency and Club Insurance Agency Inc. AAA insurance products and services are not available to members residing in New York.
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