Pay with your AAA Member Rewards Visa credit card on an Insight Vacations, Luxury Gold or Uniworld journey and earn 5x points1.

Plus, get more value when you travel. Save on foreign transaction fees and even more on select trips. Qualifying 2019 Insight Vacations and Luxury Gold journeys receive an early payment discount of 10% per person2, and members receive double member benefit savings up to $500 per person3 on Uniworld sailings of 14+ nights.

Realize your dream vacation...
Realize your dream vacation through AAA’s preferred travel partners. Each of the three brands has something unique to offer depending on your desires. Travel with Insight Vacations through Europe, USA & Canada to relish in the art of traveling in style. Each trip includes Insight experiences, authentic dining, hand-picked hotels, luxury coaches and passionate Travel Directors. Luxury Gold Worldwide offers a collection of tailored and luxurious journeys. From exclusive VIP experiences, exceptional dining and small groups, it is truly a journey beyond the ordinary. Looking for an all-inclusive experience? Uniworld River Cruises offers amazing itineraries in Europe, Russia, China, Vietnam, Cambodia, India and Egypt. Get more value as a member when you travel and save on one of these qualifying trips.
Your Ticket to Unlimited Rewards
Discover the everyday rewarding benefits of the AAA Member Rewards card and take advantage of exclusive cardholder perks such as this one.
on eligible travel and AAA purchases
on gas, grocery store and drugstore purchases
1 point per $1 on all other purchases
Not a cardholder? Take advantage of future cardholder offers.
1Travel Bonus Points Offer. You will earn 5 points per dollar spent (consisting of 4 bonus points and 1 base point) on Insight Vacations, Lux­ury Gold and Uniworld transaction(s) that have a transaction date from September 1, 2018 through October 31, 2018. Purchases made through merchants other than Insight Vacations, Luxury Gold or Uniworld will not qualify for the bonus points. This promotion will not impact the standard earn rate on purchases or the bonus rewards offers on travel, gas, grocery store and drugstore purchases. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither Bank of America, nor its affiliates, provide tax advice. 2Terms and Conditions for AAA Insight Vacations and Luxury Gold: For new bookings only. Pricing shown is land only, per person based on a twin share; single supplements apply. Applies only to tours featuring the ‘Early Payment Discount’ (EPD) in the price panel—see the new 2019 brochures for full details. A deposit of up to $550 per person is required within 3 days of bookings with full payment by January 31, 2019 or 45 days before departure, whichever is sooner. EPD does not apply to Special Interest Trips, East Mediterranean product, cruises and City Break trips. EPD is based on availability, does not apply to all trips/departures, and may be withdrawn at any time and without notice. Further condi­tions apply. Contact your AAA Travel Agent for details. CST No. 20687545-20. 3Offer is valid for new bookings created between September 1, 2018 and October 31, 2018 on any future 2018 or 2019 voyage with Uniworld. The AAA Double Member Benefit offer will provide $250 per person savings for cruise/tours up to 13 days in length, or $500 per person savings for cruise/tours that are 14 days or longer in addition to standard member benefits. The AAA Double Member Benefit Offer is not combinable with ACE Double Member Benefit or other offers or the standard AAA & ACE Member Benefit. Other restrictions may apply. Does not apply to U by Uniworld. 4How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments (“Net Purchases”). The following transactions are not considered Net Purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the credit card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) per $1 for Net Purchases made with the card at any eligible gas, grocery store or drugstore merchant categories as designated by Bank of America. 3 Points: Earn 3 points (consisting of 2 bonus points and 1 base point) per $1 for Net Purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchant categories as designated by Bank of America. Points Expiration: Points expire 5 years after the month they were earned. Points Forfeiture: If the owner(s) of the card account voluntarily closes the card account, or if for any reason we close the card account, any unredeemed points associated with the account are subject to immediate forfeiture, unless specifically authorized by us. Rewards Program Rules: Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change. 5The Variable Annual Percentage Rates (APRs) for this account are currently 14.74% to 24.74%, based on creditworthiness, for Purchases and Balance Transfers; 17.74% to 26.74%, based on creditworthiness, for Direct Deposit and Check Cash Advances; and 26.74% for Bank Cash Advances. A Variable Penalty APR of up to 29.99%, based on creditworthiness, may be applied to new transactions if you make a late payment. Minimum Interest Charge is $1.50. Balance Transfer Fee is 3% (min. $10). Cash Advance fees are: 3% (min. $10) for Direct Deposit and Check Cash Advances; $12 for each Overdraft Protection Cash Advance; and 5% (min. $10) for all other Cash Advances. Fee for purchases of wire transfers from a nonfinancial institution is 5% (min. $10). The Variable APRs will vary with the market based on the Prime Rate. In addition, we reserve the right to change the terms of the account in accordance with the Credit Card Agreement and applicable law. This information is accurate as of 07/2018 and may have changed. For current information, please visit the website or obtain an application from a AAA associate. This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. AAA is a registered trademark of the American Automobile Association. ©2018 Bank of America Corporation. ©2018 AAA ARQ3HS55