Credit Cards

From Everyday Purchases to Unlimited Possibilities.

Take your membership benefits to a new level and turn everyday purchases into unlimited rewards.
The AAA Member Rewards Visa® credit card from Bank of America offers 3x points on eligible travel and AAA purchases, 2x points on gas, grocery store, wholesale club and drugstore purchases, and 1 point per $1 on purchases everywhere else1. There is no limit to the points you can earn, and you can maximize your AAA benefits with rewards worth up to 40% more than cash when you redeem for eligible AAA purchases, such as membership fees, travel and more!2
Plus, cardholders enjoy contactless payment and save on annual and foreign transaction fees.
Not a AAA member? Now would be a good time to join and enjoy the many benefits of a AAA membership.
Credit card program can vary by AAA region. 1How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments ("Net Purchases"). The following transactions are not considered purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the credit card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) per $1 for Net Purchases made with the card at any eligible gas, grocery store, wholesale club and drugstore merchant categories as designated by Bank of America. 3 Points: Earn 3 points (consisting of 2 bonus points and 1 base point) per $1 for Net Purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchant categories as designated by Bank of America. Points Expiration: Points expire 5 years after the month they were earned. Points Forfeiture: If the owner(s) of the card account voluntarily closes the card account, or if for any reason we close the card account, any unredeemed points associated with the account are subject to immediate forfeiture, unless specifically authorized by us. Rewards Program Rules: Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change. 2The redemption value for AAA purchases and AAA vouchers varies based on the number of points redeemed: 5,000 –19,999 = 20%, 20,000 –49,999 = 25%, and 50,000+ = 40% more than cash. For example, 5,000 points can be redeemed for a $60 AAA purchase compared to $50 in cash rewards, where available, or 50,000 points can be redeemed for a $700 AAA voucher compared to $500 in cash rewards. This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. AAA is a registered trademark of American Automobile Association, Inc. ©2021 Bank of America Corporation ©2021 AAA MAP3578063
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