Credit Cards

Everyday Rewarding

Take your membership to the next level and turn everyday purchases into unlimited rewards.
The AAA Member Rewards Visa® credit card from Bank of America offers 3x points on eligible travel and AAA purchases, 2x points on gas, grocery store and drugstore purchases, and 1 point per $1 on purchases everywhere else1. There is no limit to the points you can earn, and points can be redeemed for a variety of rewards, including cash back, future travel, gift cards and more. Or, get up to 40% more value than cash when redeeming for a AAA voucher good towards most AAA products and services2.
Plus, the card features a competitive APR with no annual fee and no foreign transaction fees3.
Not a AAA member? Now would be a good time to join and enjoy the many benefits of a AAA membership.
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Credit card program can vary by AAA region. 1 How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments (“Net Purchases”). The following transactions are not considered Net Purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the credit card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) per $1 for Net Purchases made with the card at any eligible gas, grocery store or drugstore merchant categories as designated by Bank of America. 3 Points: Earn 3 points (consisting of 2 bonus points and 1 base point) per $1 for Net Purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchant categories as designated by Bank of America. Points Expiration: Points expire 5 years after the month they were earned. Points Forfeiture: If the owner(s) of the card account voluntarily closes the card account, or if for any reason we close the card account, any unredeemed points associated with the account are subject to immediate forfeiture, unless specifically authorized by us. Rewards Program Rules: Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change. 2 50,000 points can be redeemed for a $700 AAA voucher compared to $500 in cash rewards. The redemption value for AAA vouchers varies based on the number of points redeemed. 3 The Variable Annual Percentage Rates (APRs) for this account are currently 14.49% to 24.49%, based on creditworthiness, for Purchases and Balance Transfers; 17.49% to 26.49%, based on creditworthiness, for Direct Deposit and Check Cash Advances; and 26.49% for Bank Cash Advances. The introductory APR for Balance Transfers made within 60 days of opening your account is 0% for the first 12 Statement Closing Dates. A Variable Penalty APR of up to 29.99%, based on creditworthiness, may be applied to new transactions if you make a late payment. Minimum Interest Charge is $1.50. Balance Transfer Fee is 3% (min. $10). Cash Advance fees are: 3% (min. $10) for Direct Deposit and Check Cash Advances; $12 for each Overdraft Protection Cash Advance; and 5% (min. $10) for all other Cash Advances. Fee for purchases of wire transfers from a non-financial institution is 5% (min. $10). The Variable APRs will vary with the market based on the Prime Rate. In addition, we reserve the right to change the terms of the account in accordance with the Credit Card Agreement and applicable law. This information is accurate as of 01/2018 and may have changed. For current information, please visit the website AAA.com/creditcard. This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. AAA is a registered trademark of the American Automobile Association. ©2018 Bank of America Corporation ©2018 AAA