IDENTITY THEFT PROTECTION

Tailored for AAA Members

ProtectMyID helps you navigate the new reality of constant data breaches, the dark web and more, with multiple levels of identity theft protection coverage. Learn more about the impact of identity theft and how to take control with AAA.

Take Control

Three options let you choose how much coverage you want.

Detect

Spot early signs of fraud with Dark Web Surveillance and Real-Time Identity Alerts.

Resolve

Fraud Resolution Agents assist you day or night if you experience ID theft.

Introducing three ways to take control of your identity.

Which level of coverage is right for you?

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BEST VALUE

ProtectMyID

PLATINUM

$15.95/month

Go beyond the Dark Web.

Our most comprehensive level of coverage, with the monitoring of all three credit bureaus, child identities, social media accounts, payday lending and much more.

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ENHANCED

ProtectMyID

DELUXE

$10.95/month

Protect more of what you care about.

Beyond the Essential, this coverage provides surveillance of the dark web and real-time identity alerts to safeguard your information further. Plus it adds up to $1 million in theft insurance.

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BASIC

ProtectMyID

ESSENTIAL

Free for AAA Members

Simple identity protection for added peace of mind.

Includes Experian credit monitoring, lost wallet protection and U.S.-based fraud resolution support.

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Credit Monitoring

Monitors your credit report(s) and alerts you to critical changes.

Experian, Equifax® and TransUnion®

Experian, Equifax and TransUnion

Experian only

Experian Credit Report (upon Enrollment)

View your open and closed credit accounts, payment history, credit inquires, and more.

Experian VantageScore® (upon Enrollment) ¹⁾

See the credit score lenders can use to evaluate your creditworthiness.

Lost Wallet Protection

Cancel and replace credit, debit, medical cards, and more with one call.

Fraud Resolution Support

If you experience ID theft, a U.S.-based Fraud Resolution Agent delivers step-by-step support to investigate and restore your identity.

Identity Theft Insurance ²⁾

Reimburses you for certain eligible expenses associated with ID theft, including lost wages, legal fees, and electronic fund transfers.

Up to $1 Million

$10,000 AAA Premier Members only

Dark Web Surveillance

Scans online sources known for illegally buying and selling personal information, such as your Social Security number, and notifies you if your identity may be at risk.

Real-Time Identity Alerts

Notifies you in real-time via text or email if an identity thief uses your personal information to open a new account, or verify your identity. This can limit the time a fraudster has to abuse your data and help you quickly minimize potential damage.

Change of Address Alerts

Receive a notification if your mail is redirected through the U.S. Postal Service.

Social Security Number Monitoring

Generates a report of all the names and aliases associated with your SSN, and alerts you if a new name or alias is added.

Criminal Bookings &Court Records Monitoring

Alerts you if a criminal act is booked or reported in the court system using your personal information.

Bank Account & Credit Card Takeovers

Be alerted if your identity is used to open new accounts, or if unauthorized changes are made to existing accounts.

Child Identity Monitoring

Keep a watchful eye on your child’s name and Social Security number, to spot signs of identity theft on websites known for illegally buying and selling personal information. Includes Social Media Monitoring, which scans your child’s social media account(s) and informs you if privacy or reputational risks are spotted on your child’s profile.

$3.95/month (up to 10 children)

AAA Premier Member Discount

Save 10% on listed price.

Positive Credit Activity Alerts

Get good news when there are positive changes to your credit report, like when you pay off a credit card.

Credit Limit & Usage Alerts

Notifies you if there are major changes to your credit limits or usage reported in your credit files.

Dormant Credit Card Monitoring

Notifies you if activity is spotted on a credit card that’s been unused for 6 months or more, which could be a sign of identity theft.

Social Media Monitoring

Once activated, scans your social media account(s) and informs you if privacy or reputational risks are spotted on your profile.

Payday Loan Monitoring

Get an alert if your personal information is used to take out a payday loan. These loans don’t require a credit check and could otherwise go undetected.

Sex Offender Monitoring

Provides reports on sex offenders living in your area, and notifies you if an offender tries to register with your identity.

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PLATINUM

ENROLL IN
ESSENTIAL

For assistance, call: 1-877-440-6943

Disclosures

ProtectMyID® Essential, ProtectMyID® Deluxe and ProtectMyID® Platinum are provided by Experian®. To be eligible to enroll in either ProtectMyID Essential, ProtectMyID Deluxe or ProtectMyID Platinum, you must be 18 years of age or older and a current AAA member. A valid email address and access to the internet is required for ProtectMyID Essential. Products subject to change or termination at any time without notice. Certain terms, conditions, and restrictions apply. Pricing subject to sales tax where applicable.

ProtectMyID® Essential, ProtectMyID® Deluxe and ProtectMyID® Platinum are monitoring products designed to help you identify and resolve identity theft incidents. These products are provided in addition to any precautions you should reasonably be expected to take yourself, including protecting your account numbers, passwords, social security number and other personally identifying information. ProtectMyID Essential, ProtectMyID Deluxe and ProtectMyID Platinum cannot stop, prevent, or guarantee protection against incidents of identity theft.

1) Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score that’s different from your VantageScore 3.0. Click here to learn more about this.

VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®. VantageScore 3.0 is used by some but not all lenders. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk to lenders. A lower score indicates to lenders that you may be a higher credit risk.

There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.

There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes substantially, from a lender’s score. If the lender's score is lower than your VantageScore 3.0, it is possible that this difference can lead to higher interest rates and sometimes credit denial.

2) Identity theft insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.