Every 2 seconds
there is an
identity theft victim1
Almost 1 in 5
notified breach victims have experienced identity fraud2
124 million hours
are spent by consumers resolving identity fraud1
Thieves can wait years to use your stolen information
Your data is at risk every day. When you enroll in ProtectMyID, you'll get
the peace of mind you deserve as a valued AAA member.
Take Control
Three options let you choose how much coverage you want.
Detect
Spot early signs of fraud with Dark Web Surveillance and Real-Time Identity Alerts.
Resolve
Fraud Resolutions Agents assist you day or night if you experience identity theft.
best
PLATINUM
$15.95/mo
Start protecting your identity today
ProtectMyID®
ESSENTIAL
FREE
for AAA members
Includes all of the following features:
Credit Monitoring from Experian® - Experian Credit Report (upon enrollment)
- Lost Wallet Protection
- Fraud Resolution Support
- Up to $10,000 in Identity Theft
Insurance4 (Premier Members Only)
Here's what ProtectMyID® ESSENTIAL offers you:
Credit Monitoring
Monitors your credit report(s) and alerts you to critical changes.
Experian Credit Report (upon enrollment)
View your open and closed credit accounts, payment history, credit inquires, and more.
Lost Wallet Protection
Cancel and replace credit, debit, medical cards, and more with one call.
Fraud Resolution Support
If you experience ID theft, a U.S.-based Fraud Resolution Agent delivers step-by-step support to investigate and restore your identity.
Up to $10,000 in Identity Theft Insurance4 (Premier Members Only)
Reimburses you for certain eligible expenses associated with ID theft, including lost wages, legal fees, and electronic fund transfers.
Added features help you protect your identity
ProtectMyID®
DELUXE
$10.95*/mo
* Plus sales tax where applicable.
Includes all of the features in ProtectMyID Essential, plus:
- Credit Monitoring from Experian®, Equifax®, and TransUnion®
- Experian VantageScore®3
- VantageScore® TrackerNEW
- Score Variance AlertsNEW
- Real-Time Credit Inquiry AlertsNEW
- Real-Time Identity Alerts
- Social Security Number Monitoring
- Bank Account & Credit Card Takeovers
- Up to $1 Million in Identity Theft Insurance4
- Dark Web Surveillance
- Change of Address Alerts
- Court Records Monitoring
- Child Identity Monitoring5 (+$3.95/month for up to 10 children)
Here's what ProtectMyID® DELUXE offers you:
Credit Monitoring
Understand how your financial actions affect your credit by monitoring all three credit bureaus in one convenient location.
Experian Credit Report (upon enrollment)
View your open and closed credit accounts, payment history, credit inquires, and more.
Experian VantageScore3 (refreshed monthly)
See the credit score used by some lenders to evaluate your credit worthiness.
VantageScore® Tracker
Track your VantageScore® progress with a convenient graph that shows your score.
Score Variance Alerts
Track your VantageScore® progress and get notified if it goes up or down.
Real-Time Credit Inquiry Alerts
Get informed in real time when different credit-related actions you take may affect your Experian credit file.
Real-Time Identity Alerts
Notifies you in real-time via text or email if an identity thief uses your personal information to open a new account, or verify your identity. This can limit the time a fraudster has to abuse your data and help you quickly minimize potential damage.
Social Security Number Monitoring
Generates a report of all the names and aliases associated with your SSN, and alerts you if a new name or alias is added.
Bank Account & Credit Card Takeovers
Be alerted if your identity is used to open new accounts, or if unauthorized changes are made to existing accounts.
Lost Wallet Protection
Cancel and replace credit, debit, medical cards, and more with one call.
Fraud Resolution Support
If you experience ID theft, a U.S.-based Fraud Resolution Agent delivers step-by-step support to investigate and restore your identity.
Up to $1 Million in Identity Theft Insurance4
Reimburses you for certain eligible expenses associated with ID theft, including lost wages, legal fees, and electronic fund transfers.
Dark Web Surveillance
Scans online sources known for illegally buying and selling personal information, such as your Social Security number, and notifies you if your identity may be at risk.
Change of Address Alerts
Receive a notification if your mail is redirected through the U.S. Postal Service.
Court Records Monitoring
Alerts you if a criminal act is booked or reported in the court system using your personal information.
Child Identity Monitoring5
Keep a watchful eye on your child's name and Social Security number, to spot signs of identity theft on websites known for illegally buying and selling personal information. Includes Social Media Monitoring, which scans your child's social media account(s) and informs you if privacy or reputational risks are spotted on your child's profile.
Our highest level of protection
ProtectMyID®
PLATINUM
$15.95*/mo
* Plus sales tax where applicable.
Includes all of the features in ProtectMyID Essential and Deluxe, plus:
- Experian CreditLockNEW
- Dormant Credit Card Monitoring
- Child Identity Monitoring5
- Social Media Monitoring
- Alternative Loan Monitoring
- Sex Offender Monitoring
- Positive Credit Activity Alerts
- Credit Limit and Usage Alerts
Here's what ProtectMyID® PLATINUM offers you:
Experian CreditLock
Control who can access your Experian credit file with CreditLock. Easily lock your report anytime to help prevent fraudulent activity.
Score Variance Alerts
Track your VantageScore® progress and get notified if it goes up or down.
Real-Time Credit Inquiry Alerts
Get informed in real time when different credit-related actions you take may affect your Experian credit file.
Credit Monitoring
Understand how your financial actions affect your credit by monitoring all three credit bureaus in one convenient location.
Experian Credit Report (upon enrollment)
View your open and closed credit accounts, payment history, credit inquires, and more.
Experian VantageScore3 (refreshed monthly)
See the credit score used by some lenders to evaluate your creditworthiness.
VantageScore® Tracker
Track your VantageScore® progress with a convenient graph that shows your score.
Real-Time Identity Alerts
Notifies you in real-time via text or email if an identity thief uses your personal information to open a new account, or verify your identity. This can limit the time a fraudster has to abuse your data and help you quickly minimize potential damage.
Social Security Number Monitoring
Generates a report of all the names and aliases associated with your SSN, and alerts you if a new name or alias is added.
Bank Account & Credit Card Takeovers
Be alerted if your identity is used to open new accounts, or if unauthorized changes are made to existing accounts.
Lost Wallet Protection
Cancel and replace credit, debit, medical cards, and more with one call.
Fraud Resolution Support
If you experience ID theft, a U.S.-based Fraud Resolution Agent delivers step-by-step support to investigate and restore your identity.
Up to $1 Million in Identity Theft Insurance4
Reimburses you for certain eligible expenses associated with ID theft, including lost wages, legal fees, and electronic fund transfers.
Dark Web Surveillance
Scans online sources known for illegally buying and selling personal information, such as your Social Security number, and notifies you if your identity may be at risk.
Change of Address Alerts
Receive a notification if your mail is redirected through the U.S. Postal Service.
Court Records Monitoring
Alerts you if a criminal act is booked or reported in the court system using your personal information.
Child Identity Monitoring5
Keep a watchful eye on your child's name and Social Security number, to spot signs of identity theft on websites known for illegally buying and selling personal information. Includes Social Media Monitoring, which scans your child's social media account(s) and informs you if privacy or reputational risks are spotted on your child's profile.
Positive Credit Activity Alerts
Get good news when there are positive changes to your credit report, like when you pay off a credit card.
Credit Limit and Usage Alerts
Notifies you if there are major changes to your credit limits or usage reported in your credit files.
Dormant Credit Card Monitoring
Notifies you if activity is spotted on a credit card that's been unused for 6 months or more, which could be a sign of identity theft.
Social Media Monitoring
Once activated, scans your social media account(s) and informs you if privacy or reputational risks are spotted on your profile.
Alternative Loan Monitoring
Notifies you of any alternative lending activity associated with any monitored personal information. Alternative lending includes online or storefront activity such as installment loans, single payment loans, auto loans, rent-to-own, lines of credit, title loans, and credit cards.
Sex Offender Monitoring
Provides reports on sex offenders living in your area, and notifies you if an offender tries to register with your identity.
To enroll via phone, call 1-877-440-6943
Frequently Asked Questions
-
What is identity theft?
Identity theft occurs when someone uses your personal information without your consent to commit fraud or other crime. Information including your date of birth, name, driver's license, or Social Security number can be used to steal your identity.
-
What are warning signs of identity theft?
Some warning signs include household bills not being delivered, credit or loan applications being denied, receiving statements for purchases you didn't make, fraudulent transactions appearing on your accounts, your tax return being declined, and small charges appearing on your credit card statements.
-
How do I minimize the risk of ID theft?
To minimize your risk of identity theft, don't share your personal information, create strong passwords and use two-factor authentication, only sign on to secure Wi-Fi sites, update your social media settings to "private", set up credit card and financial alerts, track your credit score, and avoid using debit cards while shopping online.
-
What should I do if my identity is stolen?
If you become the victim of identity theft, place a fraud alert on your credit reports, freeze your credit, review your credit reports, contact the Federal Trade Commission, make a list of all stolen items and keep records, contact your creditors and key agencies, and change your accounts passwords.
Disclosures
ProtectMyID® Essential, ProtectMyID® Deluxe and ProtectMyID® Platinum are provided by Experian®. To be eligible to enroll in either ProtectMyID Essential, ProtectMyID Deluxe or ProtectMyID Platinum, you must be 18 years of age or older and a current AAA member. A valid email address and access to the internet is required for ProtectMyID Essential. Products subject to change or termination at any time without notice. Certain terms, conditions, and restrictions apply. Pricing subject to sales tax where applicable.
ProtectMyID® Essential, ProtectMyID® Deluxe and ProtectMyID® Platinum are monitoring products designed to help you identify and resolve identity theft incidents. These products are provided in addition to any precautions you should reasonably be expected to take yourself, including protecting your account numbers, passwords, social security number and other personally identifying information. ProtectMyID Essential, ProtectMyID Deluxe and ProtectMyID Platinum cannot stop, prevent, or guarantee protection against incidents of identity theft.
1) 2019 Identity Fraud Study, Javelin Strategy & Research
2) 2018 Javelin Identity Fraud Report
3) Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Click here to learn more about this.
VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®. VantageScore 3.0 is used by some but not all lenders. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk to lenders. A lower score indicates to lenders that you may be a higher credit risk.
There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.
There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes substantially, from a lender's score. If the lender's score is lower than your VantageScore 3.0, it is possible that this difference can lead to higher interest rates and sometimes credit denial.
4) Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc.
The description herein is a summary and intended for informational purposes only and does not include all terms, conditions
and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage.
Coverage may not be available in all jurisdictions.
Review the Summary of Benefits: $10K Insurance
and $1MM Insurance..
5) Child monitoring includes up to 10 children under the age of 18.